We are in-network with most insurance plans and can verify your benefits before your visit.

Payments & Insurance

Clear information and convenient options to help you focus on your recovery.

Insurance Plans

Progressive Physical Therapy offers convenient insurance pre-authorization and filing for our patients. We are in-network with most insurance plans.

Benefits Verified Before You Arrive

As a courtesy, we verify your health benefits prior to your arrival to determine whether therapy services include a copay, deductible, or coinsurance.

Convenient Insurance Filing

Our team provides convenient insurance pre-authorization and filing so you can concentrate on getting better.

At Each Visit

Co-pays and coinsurance are due at the end of each visit.

Plan Coverage & Direct Access

Every insurance plan is different. Most plans cover some or all physical therapy costs; check with your provider to understand your coverage and any associated fees.

In-Network With Most Plans

This may not be an exhaustive list of insurance plans we accept. If you do not see your plan listed, please call us. Our staff can help verify benefits before your first visit.

No Referral Needed

We can see patients without a physician’s referral. In Indiana, you can receive physical therapy treatment for up to 42 calendar days from the start of treatment without a referral. If further treatment is needed, a healthcare-provider referral is required, with certain exceptions.

Private Pay & Payment Options

We offer a private pay plan and several convenient ways to pay for your care.

Private Pay Plan

A private pay plan is available for patients seeking an alternative to insurance billing.

Accepted Payments

For your convenience, we accept cash, checks, ACH debits, American Express, Discover, Visa, and MasterCard.

CareCredit Financing

Six-month financing is available through CareCredit. It is one easy credit card, with no interest if the balance is paid within six months. Credit decisions are made in minutes.

Payments & Insurance FAQs

Answers to common questions before your first visit.

It depends on your insurance plan. Most plans cover some or all of the costs associated with physical therapy, but you should check with your provider to determine your coverage and any associated fees. We will verify your health benefits before you arrive as a courtesy.

No referral is needed to get started. In Indiana, patients can receive physical therapy treatment for up to 42 calendar days from the start of treatment without a referral. Certain services have exceptions, and additional treatment may require a referral from a healthcare provider.

Co-pays and coinsurance are due at the end of each visit.

We accept cash, checks, ACH debits, American Express, Discover, Visa, and MasterCard. A private pay plan and CareCredit financing are also available.

The plans we accept may not be represented by an exhaustive list. Please call Progressive Physical Therapy so our team can help verify your benefits.

Questions About Your Coverage?

Contact Progressive Physical Therapy for information about fees, service, payment details, or benefit verification.